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GET CONNECTED WITH THE BEST LOAN SOLUTIONS TODAY

LOAN SOLUTIONS

Loan Solutions

NEED A LOAN
FOR YOUR
BUSINESS?

NEED A LOAN
FOR COMMERCIAL PROPERTIES?

NEED A LOAN
FOR RESIDENTIAL PROPERTIES?

GET CONNECTED WITH THE
BEST LOAN SOLUTIONS TODAY

Whether you are buying a new home, starting a new business or looking to refinance your home, you will likely need to find and obtain loan solutions. The process of finding a loan can sometimes seem overwhelming without proper guidance and preparation. There are hundreds of loan options available, depending on your financial goals, credentials and personal preferences.

It can be difficult to gauge what type of loan you qualify for and what your mortgage will actually end up costing you. We want to make sure that you get the best funding for your business, home renovation, or construction project. At Loan Consulting Pro, we aim to make the loan process as simple, straightforward, and stress-free as possible.

Business funding

Let’s start right from the beginning by outlining the core model of your business, and any pain points.

Credit
line

So you need to hit a wider more targeted audience? Let’s explore how to do that and develop a plan of action.

Commercial loan

Commercial loans can be used to purchase, invest or develop a variety of projects including:

Mixed-used
Apartment/house
Garage
Office
Store
Warehouse
Taxpayer

Residential loan

Take out equity from your home, or apply for a home loan to purchase a new property.

HELOC
Home Equity Loan
Single-family
Multi-family
Condo
Co-op
Land

WHAT IS LOAN CONSULTING?

Working with a loan consultant can be a massive help throughout the process. Loan consultants make sure that you fit all of the needed financial requirements and are being matched with an appropriate loan. We at Loan Consulting Pro believe that selecting the right kind of mortgage can be key to your personal and financial success.

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BEST BUSINESS FUNDING SOLUTIONS

Once you are approved for a loan, you will get your funding in minutes! Our customizable payment plans mean that we work to make your mortgage payments feel as manageable as possible. Moreover, our loan consultants are experts in their trade and will work tirelessly to make sure that you get a good mortgage rate.

SEQUIRE AND SUPPORT

BE PREPARED: SECURE A PERSONAL LINE OF CREDIT

In life, mistakes and other unexpected events can happen! There are many extraordinary situations that can catch us off guard and land us in a difficult financial situation. Some of them, like a broken ankle or a leaky ceiling, can end up costing us a sum of money that we may not have on hand. Instead of worrying about how to cover the costs, you can plan ahead with a personal line of credit.

Whether you need emergency surgery or an emergency repair for your home, a personal line of credit can be used to cover any unplanned expenses. Unlike with a mortgage loan, you only pay when you access the funds, similar to a credit card. However, securing a personal line of credit or HELOC (Home Equity Line of Credit) can come to the rescue when you have any problems with your home, health, and anything in between.

WE SUPPORT
SMALL BUSINESSES GROWTH:
EASY APPROVAL LOANS

Small businesses are the backbone of our cities and communities which is why we prioritize small business funding solutions. Due to the Covid-19 Pandemic, thousands of small businesses have had to shut their doors or entirely adjust the way they operate. Some of these businesses may never operate as they once did.

If you are a small business owner and looking to expand and invest in your current business, we can help you reach all of your entrepreneurial goals! Likewise, if you are looking to start a new small business, we can connect you to the right money lenders.

There are many small business loans specifically designed for small business owners to get cash fast. Be sure to contact us to see what your lending options are.

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START UP BUSINESS LOANS: GET YOUR BUSINESS UP AND RUNNING

When starting any new business, you are going to have some hefty start-up costs that you’ll need to cover before you start making any profit. These costs typically go towards rent, inventory, equipment, payroll, taxes, branding, consultants, incorporation fees, insurance and so forth. They can often feel like sunk costs, however, once the business is up and running it can all feel worth it. Start up business loans can help your business open its doors faster, so you can start making money faster.

QUICK BUSINESS FUNDING: REACH YOUR FINANCIAL GOALS FASTER

In order to receive funds as fast as possible, you’ll need to make sure that you have all the right documents and are applying for a loan you actually qualify for. Our loan consulting services can make sure that you are matched with the right loan for your credit score and financial standing. Taking these steps can expedite the process. The faster you submit the correct documents (bank statements, credit history, time in business), the faster you’ll get your money.

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BEST FUNDING FOR BUSINESS: GET A BUSINESS LINE OF CREDIT TODAY

We also offer line of credit options to assist business owners with any potential hiccups that may arise when running a business. For example, a business line of credit can come in handy if you are having an issue covering overheard, or have a payment that is delayed, or need to cover seasonal or emergency costs. Obtaining a business line of credit can be a lifesaver to help you prepare for the unexpected.

COMMERCIAL LENDING OPTIONS: INVESTING IN A COMMERCIAL PROJECT?

Aside from getting funding from a standard bank or government agency like the SBA, there is also an option to seek a loan from a commercial lender, which specializes in commercial loans (rather than personal loans). Unlike a residential loan, a commercial loan is designed for anything that revolves outside of the residential (or personal) realm. A commercial loan is typically sought out when dealing with business or real estate. Or, a commercial real estate loan can be needed to purchase a commercial property like a shopping mall or apartment building complex. Often, commercial real estate loans can be referred to as hard money loans which means that the loan can be secured by some form of hard collateral or asset, instead of via the borrower’s credit.

These commercial property loans often have different terms and conditions than traditional personal bank loans. They are categorized by their speedy funding, but also have higher rates than other loans. A commercial mortgage can be used for purchasing, renovating, or developing a warehouse, an office building, a commercial shopping complex (essentially anything that is not your main residence).

RESIDENTIAL MORTGAGE SOLUTIONS: BUYING OR FLIPPING A HOME?

If you are not looking to expand your business, and simply need some cash to renovate your current home or purchase a new one, look into residential lending options.

When it comes to residential lending, mortgage rates for purchasing a home can vary between fixed-rate and variable.

A 30 year fixed-rate mortgage means that you will be paying the same rate over 30 years. However, with a variable rate, the rate can either increase or decrease. Some say that in the long term, a variable term mortgage may be preferable. Of course, this decision is also based on your financial standing and circumstances.

A home loan rate of interest can vary year to year. It’s also possible to change your mortgage rate. You can also look into refinancing your current mortgage to see if you can secure a better rate. In general, residential mortgage rates are cheaper than business or commercial mortgage rates.

Your interest rates will depend on the repayment period of your loan. Our loan consultants work directly with lenders to help you secure the most competitive interest rates and a flexible repayment schedule.

CHECK OUT OUR HOME IMPROVEMENT LOANS

If you are looking to renovate your property and need some cash upfront to pay a
deposit or contractors, it may be wise to research home improvement or personal
loans. For those who are in the business of flipping homes, taking out a loan can
help cover renovation costs or deposits before you profit. The increased value of a
renovated home can often make these types of loans worth it.

connect with us

We would love to respond to your querues and help you succeed.
Feel free to get in touch with us.

Quick Contact

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Reach Us

Address: 9101 ALTA DR UNIT 1801, LAS VEGAS, NV 89145, LOAN CONSULTING LLC

155 Oceana Drive East, Apt PH 2D, Brooklyn NY 11235

Phone: +1 (877) 355-8965

FREQUENTLY ASKED QUESTIONS:

We’ve compiled a list of questions that you may have about the loan acquisition process. If your question is not listed here, don’t hesitate to reach out to us! At Loan Consulting Pro, we aim to make the loan acquisition process as easy as possible.

How do I get a loan?

Before you apply for a loan you have to ask yourself a number of questions like do you really need the loan? If so, how much time do you have to pay it off? Then you have to ask what your credit score is and understand if the advertised rate of a loan is what you’ll end up getting. Depending on your credit score, you may be charged a higher rate than what is advertised by certain lenders.

How fast can I get the money?

If you are qualified for the loan you are applying for, you can get your money in minutes (after you are approved). This is the benefit of a loan versus a bond, which you typically can’t cash in for some time. With a loan, you can usually get access to your money very fast.

What is the difference between fixed rate and variable?

A fixed rate loan is usually given over a specific amount of time. For example, you may get a 4.5% fixed rate loan over 30 years, which means you will be paying the same percentage of interest annually over that duration. With a variable rate loan, you will pay a different amount depending on changes in the market. Depending on your preferences, and risk aversion, you may decide to choose one over the other. When rates are low, some may be advised to lock in a good rate while they can, while others may take a risk in hopes that today’s interest rates will get even lower in the short term.

Recently, home buyers have been lucky enough to experience historically low-interest rates which can help explain why the housing market has been so hot over the last few years. However, due to rising inflation and fears of an incoming recession, interest rates (and mortgage rates) are expected to go up which may, in turn, slow down the housing market. Thus, some may be eager to lock in a good 30-year mortgage rate before interest rates rise.

Do I need a line of credit?

A line of credit can be useful for any personal or business expenses. Unlike other kinds of loans, with fixed schedules of repayment, you will only pay back on what you use during the drawing period. A line of credit can be hard to secure if you have a bad credit score, but can be useful if you have irregular streams of income or are facing some form of unexpected emergency. Typically, a line of credit is secured on a fixed term (like a 2 year term). Once that period is over, you’ll have to reapply for a new line of credit.

How do I calculate my mortgage payments?

Using a mortgage calculator can help you budget for your mortgage repayments. See how your overpayment can impact your monthly payment schedule. It can be helpful to predict your monthly payment amount before you take out a mortgage. That way you can prepare and better understand if you can truly afford the mortgage.

What is a flexible repayment plan?

A flexible mortgage allows you to have options regarding your repayment terms and schedule. A flexible repayment plan is ideal for those who have irregular incomes or are going through an unexpected rough patch. With a flexible repayment plan, you can change your monthly repayments depending on your current or future financial circumstances. If you have an abundance of cash on hand, you may want to pay back more than one month. In the same vein, if you are low on funds, you can repay a lesser amount if you have a flexible mortgage.

How can I get a short term loan?

Depending on your situation and what you need, short term loans can act as an optimal needing solution. Short term loans are loans that are meant to be repaid within a period of 12 months, however, some short term loans will need to be repaid in a shorter period than that (think 2-6 months). A short term loan is a way to get a cash allowance fast.

Can I get a cosigner?

Cosigner loans are available! If you don’t qualify for a personal loan on your own terms, you can have someone cosign on the loan. That way if you fail to assume financial responsibility, the lender can still comfortably issue the loan and offset the payments and debt to them. However, due to the financial risk that falls onto the cosigner, many people may have a hard time finding someone to cosign.